Hits
A download of a file from a web server. Hits do not correlate with web page visits. Every graphic on a web page counts as a hit. Thus, a single access of a web page with 20 unique graphics on it register as 21 hits - 20 for the graphics and 1 for the HTML page.

Holdback - An amount of money required to be withheld by the lender during the construction or renovation of a house to ensure that construction is satisfactorily completed at every stage.

Holographic Will
Will written in the testator's handwriting and not witnessed.

Home Equity - The difference between the price for which a home could be sold (market value) and the total debts registered against it.

Home Equity Conversion Mortgage (HECM)  
Also known as a reverse annuity mortgage. It allows home owners (usually older) to convert equity in the home into cash. Normally paid by the lender in monthly payments. HECM's typically don't have to be repaid until the borrower is no longer occupying the home.

Home Equity Line Of Credit
A type of mortgage loan that allows the borrower to draw cash against the equity in his home.

Home Inspection
A complete examination of a building to determine its structural integrity and uncover any defects in materials or workmanship which may adversely affect the property or decrease its value.

Home Inspector
A person who performs professional home inspections. Usually, with an extensive knowledge of house construction methods, common house problems, how to identify those problems and how to correct them.

Homeowners Association
An association of people who own homes in a given area for the purpose of improving or maintaining the quality of the area.

Homeowners Insurance
A policy which covers a home owner for any loss of property due to accident, intrusion or hazard.